| Court: | 7th Circuit court of appeals |
| Facts: | AmFam charges different insurance premiums based on location, which is tied to race. |
| Posture: | NAACP files suit, district judge dismisses. Appeal. |
| Issue: | Should a suit deciding whether redlining in the insurance industry is violative of FHA be dismissed? |
| Holding: | No. Let's have a trial. |
| Rule: | 1964 Civil Rights Act 42 USC § 3604 |
| Reasoning: | Risk discrimination is not race discrimination. But failing to make housing available is suspicious, and insurance is a pre-requisite for housing loans. This falls within the language of discriminating [...] in the provision of services and facilities in connection with the sale or rental of a dwelling. |
| Dicta: | |